https://journal.unimma.ac.id./index.php/bmar <p><span style="font-size: 12px;">Journal title : <strong>Borobudur Management Review</strong><br>Abbreviation : <strong>BMAR</strong><br>ISSN :&nbsp;<a href="https://issn.brin.go.id/terbit/detail/20210704581463712">2798-3676</a><br>DOI Prefix : 10.31603/bamr by&nbsp;<img src="http://ijain.org/public/site/images/apranolo/Crossref_Logo_Stacked_RGB_SMALL.png" width="55" height="15"><br>Frequency : 2 issues/year (June, Dec)<br>Type of peer-review: <strong>Single-blind</strong><br>Editors :&nbsp;See&nbsp;<a href="http://journal.ummgl.ac.id/index.php/bmar/about/editorialTeam">Editorial&nbsp;Team</a>&nbsp; </span></p> Universitas Muhammadiyah Magelang en-US Borobudur Management Review 2798-3676 https://journal.unimma.ac.id./index.php/bmar/article/view/11851 <p><em>This research was conducted with the aim of analyzing the relevance between the PLS (Profit and Loss Sharing) financing system, which includes mudharabah and musyarakah, and the value of non-performing financing (NPF). The analytical method applied is quantitative analysis using panel data and the Eviews 12 application program. The research data is secondary data sourced from the annual reports of Islamic banks in Indonesia, published from 2012 to 2023. The results of the analysis conclude that mudharabah financing has a significant negative impact on NPF, while musyarakah financing has a significant positive impact on NPF. The analysis also shows that the amount of mudharabah financing is much smaller compared to musyarakah financing, indicating that the potential risk of musyarakah financing is much higher than that of mudharabah financing.</em></p> Maulana Fajar Novita Yuliana Dwi Puji Ratnawati Triana Hasty Kusuma ##submission.copyrightStatement## 2024-12-30 2024-12-30 4 2 10.31603/bmar.v4i2.11851 https://journal.unimma.ac.id./index.php/bmar/article/view/9268 <p><em>Penelitian ini bertujuan untuk menguji pengaruh lokasi, motivasi, media promosi, kompetensi wirausaha terhadap keberhasilan usaha. Sampel penelitian ini adalah para pemilik Usaha Mikro Kecil Menengah&nbsp; di Kelurahan Tidar utara, Kecamatan Magelang Selatan, Kota Magelang sebanyak 100 responden. Metode pengambilan sampel menggunakan purposive sampling. Alat analisis yang digunakan yaitu regresi linier berganda dengan bantuan program IBM SPSS 25. Hasil dari penelitian ini menunjukkan bahwa lokasi, motivasi, media promosi, dan kompetensi wirausaha secara simultan berpengaruh positif dan signifikan terhadap keberhasilan usaha. Lokasi secara parsial berpengaruh positif dan signifikan terhadap keberhasilan usaha, motivasi secara parsial berpengaruh positif dan signifikan terhadap keberhasilan usaha, media promosi secara parsial tidak berpengaruh terhadap keberhasilan usaha, kompetensi wirausaha secara parsial tidak berpengaruh terhadap keberhasilan usaha.</em></p> Lidya Sahira Atiqoh Luk Luk Atul Hidayati ##submission.copyrightStatement## 2024-12-30 2024-12-30 4 2 10.31603/bmar.v4i2.9268